Armstrong Bank

Armstrong Bank is a family-oriented bank that is built to make our banking experience much better. They have taken pride in doing their best in the community banking sector.

With the exceptional customer service and accessibility of services, this bank always supports us in every way. They don’t think about their branch location. Through online and mobile banking, this bank established a connection with their consumer and provided the best financial service.

With savings, CD, checking, credit card, debit card, loans, and other services, we can make your financial journey to achieve the goal easily.

We’ve discussed more of their capabilities and how they meet customers’ expectations in this review.

Picture: Armstrong Bank
Picture: Armstrong Bank

Armstrong Bank is a medium-sized bank and offers a full range of banking services. Now, they have $945 million in assets and $819 million in deposits.

Their headquarters are in Muskogee, Oklahoma but they have many branches and are available for all-day support.

Because of their better planning, consumers can get easy access to all services from this bank. Yes, their customer service is higher than the national average. This brick-and-mortar bank has online banking and a mobile banking facility.

As a consumer, you can get their banking app for both Android and iOS devices. It’s a great bank for better banking because they never forget to give you financial support whenever and wherever you want to achieve your financial goal.

Picture: Banking services are now digitized
Picture: Banking services are now digitized

How Much Solid This Bank is for Consumers?

To judge the strength of a community bank for safety and operational activity, a consumer must focus on its financial parameters.

A bank has different strengths in different sectors but all these are not the same. Maybe it has fewer assets than others and policies as well.

That’s why ensuring the strength or weakness of a bank is important. After that, a consumer can take a product or service for money management.

This bank also has a solid financial and organizational base and all of these are mentioned below.

Company Size201 – 500 Employees
HeadquartersMuskogee, Oklahoma
TypePrivately Held
FDIC InsuredYes
FDIC Certificate#2315
Assets$2.39 Billion
Loans$1232. 64 Million
Deposits$2.13 Billion
Capital$236.42 Million

What Are The Popular Products of Armstrong Bank?

Consumers know how important a wide range of products is for them. This is the way that helps the consumer to choose the perfect product or service that they want.

Potential customers always want flexible services that can help to reach their goals and ensure financial safety for a certain period. All the product lists of this bank are given below.

Personal Banking:


  • CD
  • Checking
  • Debit Cards
  • Financial Calculator
  • Order Checks
  • Savings


  • Digital Banking
  • Digital Wallet
  • Telephone Banking
  • Online Privacy


  • Additional Loan Product
  • Consumer Loans
  • Credit Cards
  • Mortgage Loans
  • Mortgage & Loan Calculator

Plan & Investment:

  • IRAs
  • Investment Management
  • Retirement Calculator

Business Banking:


  • CD
  • Checking
  • Savings


  • Credit Card
  • SBA Loan
  • Business Loans
  • Agriculture Loans


  • Annual Education
  • Cash Management
  • Merchant Service
  • Other Online Services
  • Smartpay Suite

What Are The Rates of Their Product?

Do you know which product will be best for you? You can’t say that right now if you don’t know the rate. Yes, rate defines which product is going to fulfill your need.

A consumer invests their money for a higher return. Without it, taking financial services or products is not worth it at all. We’ve mentioned all the rates of popular financial products of this bank.

ProductCurrent Terms and RatesMinimum Balance for APY
Savings Accounts0.35% APY$50
Certificates of Deposit12 Months: 0.90% APY 24 Months: 1.06% APY 36 Months: 1.41% APY 48 Months: 1.51% APY 60 Months: 1.61% APY$10,000 for all tiers
Money Market Accounts10K tier: 0.42% APY$10,000
Checking Accounts0.30% APY$1,000

For checking accounts, CDs, Savings accounts, this bank offers a competitive rate for their consumers. But they can reconsider rates for a few products.

Because few other community banks offer better than that. If you need better service but are trying to get a fair product rate then this bank undoubtedly will be on your wishlist.

Notable RatesAPYVs. Others
1 Year CD0.75%0.85%
2 Year CD0.90%0.80%
5 Year CD1.11%1.30%
30 Year MortgageN/A2.72%
15 Year MortgageN/A2.36%
Picture: National Average vs. Armstrong

Nationwide Branches of Armstrong Bank:

Maybe you don’t know the exact location of your neighborhood branches of this bank. All of these branches have different zip codes.

This is the reason, we mention all the branch names and addresses along with the zip code for your help. Check it out below.

Highway 71 Branch9201 Highway 71 South, Fort Smith, AR 72903
Phoenix Branch8300 Phoenix Avenue, Fort Smith, AR 72903
Green Road Branch2930 Old Greenwood Road, Fort Smith, AR 72903
Waldron Branch1301 S Waldron Rd., Fort Smith, AR 72903
Vian Branch102 West Schley Street, Vian, OK 74962
Muldrow Branch810 Shawntel Smith Boulevard, Muldrow, OK 74948
Warner Branch810 North Campbell Avenue, Warner, OK 74469
Fort Gibson Branch803 South Lee Street, Fort Gibson, OK 74434
Sallisaw Office Branch800 West Ruth, Sallisaw, OK 74955
Dewey Branch525 North Osage, Dewey, OK 74029
Stilwell Branch501 South Second Street, Stilwell, OK 74960
Pawnee Branch501 Harrison Street, Pawnee, OK 74058
North Main Branch409 North Main Street, Gore, OK 74435
Chandler Branch2520 E. Chandler, Muskogee, OK 74403
Keys Branch25955 Hwy 82, Park Hill, OK 74451
Bartlesville Branch1701 Se Washington Boulevard, Bartlesville, OK 74006
Wagoner Location Branch1500 State Highway 51, Wagoner, OK 74467
Tahlequah Branch1401 South Muskogee, Tahlequah, OK 74464
Downing Tahlequah East Branch1364 East Downing, Tahlequah, OK 74464
Armstrong Bank1215 West Okmulgee Street, Muskogee, OK 74401
Checotah Branch1111 West Gentry, Checotah, OK 74426
Springdale Branch3942 Elm Springs Road, Springdale, AR 72762

How good are Digital and Mobile Banking?

Every customer of Armstrong Bank can use digital and Mobile Banking. This way makes your account much more controllable.

From any corner of their world, consumers can get access to their accounts. It is available for corporate clients as well.

On the behalf of the business, any authorized person can get access. The best thing is, it is not possible to combine both personal and business accounts under a single ID. That’s a good sign to ensure security.

Digital banking is available 24 hours a day. So, it’s not a headache to operate it at a specific time. For security purposes, a client can attempt a password three times, not more than that. If they do it, the system will be locked out.

Picture: Mobile app katahdin trust
Picture: Mobile app


Armstrong Bank knew what they needed to do to reach people and announce their presence as well as their service and product. So, they adopt an online platform for this purpose.

Now, people can easily get prime access to their service and upcoming offers. This bank offers full-day services and makes its customers happy.

With an energetic team, it makes sure, every client will reach their financial goal as they want. It’s for giving a hometown banking experience. Consumers know what they want for their money management.

Based on the demand, this bank makes their product and services available for the customer. That’s why it has become one of the best accessible community banks in Oklahoma.

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