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Ossiana Tepfenhart

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Ossiana is an LGBTQ lifestyle and personal finance writer based out of New Jersey. Follow them on Twitter @bluntandwitty.
How to Set Up an Emergency Fund on a Budget

10 Best Apps for Budgeting and Personal Finances

If you’re trying to get control of your budget or need a little help seeing where your weak points are, it’s a...

How to Avoid Getting Fired

Around half of the country currently lives paycheck to paycheck, which means that one of the most financially devastating things that can happen to...
5 Things That Can Change How Much You Earn

5 Things That Can Change How Much You Earn

It's no secret that people who earn a lot of money seem to live a charmed life to the casual viewer. They have more...
10 Ways to Reduce Credit Card Debt Immensely

10 Ways to Reduce Credit Card Debt Immensely

Economists have been looking at some factors that suggest that we could be headed towards a recession, and one of those factors is credit...
Must-Know Finance Management Tips for Small Businesses

Must-Know Finance Management Tips for Small Businesses

Do you want to hear a terrifying statistic most entrepreneurs aren't aware of? Studies show that only one out of every ten small businesses...
College Majors That Don't Pay As Well As You Think

College Majors That Don’t Pay As Well As You Think

College should be treated as an investment, not a mandatory milestone. Choosing the right major, having the right GPA, and networking with the right...
5 Surprising Things That Your Credit Score Can Impact

5 Surprising Things That Your Credit Score Can Impact

Ah, the credit score. Good ol' Fair Isaacs, right? It's something that most people don't think about unless they want to buy a new...
I Bought a Car (And Then Got Rejected for the Loan)

I Bought a Car (And Then Got Rejected for the Loan)

The following is a personal narrative from the Financial Digits Author Ossiana Telephant that details the trauma and financial pitfalls following a car accident.Once...
Facebook Stock Will Weather The Storm

Facebook Stock Will Weather The Storm

Facebook is in a hell of a lot of trouble. As scandals involving Russian accounts, fake news, and "profit by any means necessary" continue...
The Ugly Secrets Student Loan Companies Don't Want You To Know

The Ugly Secrets Student Loan Companies Don’t Want You To Know

Ah, high school, we all remember those days. They were days when everyone had hope for the future. We were all bright-eyed, bushy-tailed students...
Trump's Touch on Pharma: What It Means for Stocks

Trump’s Touch on Pharma: What It Means for Stocks

Recently, President Trump declared that he would help tackle the high price of drugs in the United States. That sounds great, however, his policies...
5 Ways to Start Your Own E-Commerce Business

5 Ways to Start Your Own E-Commerce Business

E-commerce has allowed companies that never would have existed 20 years ago to blossom. It's the new way for budding entrepreneurs to start a...