Bank of Tampa is one of the best and largest independently owned banks that is here to build strong, enduring, personal banking relationships.
A comprehensive range of financial services is their specialty. They are dedicated to making the banking experience for the people not only the best but better than anything.
They are also focusing on the development of the community through their financial services. Everyone can have direct access to their services.
Their wide range of services makes people more flexible, especially for personal and business banking. To get refreshing changes in banking, you need more details of it and here it is.

What Is The Bank of Tampa?
In March 1973, the Bank of Tampa was established. In the United States of America, this is the 363rd largest bank and 13th largest bank in the nation.
It operates its financial activities based in Tampa, Florida. This bank is a subsidiary of the Tampa Bay Banking Company and is supervised by the FDIC.
Now, it currently operates and controls services with 13 branches. All the branches are located in Florida. For the client, both online and mobile banking is available. As a result, they’ve got an “A” health rating for their better service to their clients.
Both individual and business personnel can get different types of financial services and products from this bank to meet their needs.

What You Should Know About the Bank of Tampa?
Without knowing some key information about the community bank, it’s not a wise decision to choose them for daily banking. So, what do you need to know? Let’s find out some of them below.
Particulars | Remarks |
Website | http://www.thebankoftampa.com |
Industries | Banking, Financial Services, Venture Capital |
Company Size | 201 – 500 employees |
Headquarters | 601 Bayshore Boulevard, Suite 100, Tampa, Florida 33606 |
Type | Privately Held |
Founded | Mar 30, 1984 |
Specialties | Commercial Financial Services and Personal Financial Services |
Operating Status | Active |
Legal Name | Tampa Bay Banking Co |
Company Type | For-Profit |
Revenue | $50 to $100 million (USD) |
Became FDIC Insured | Mar 30, 1973 |
Number of Branches | 12 |
US Bank Branches | 12 |
Last Structure Change | Jan 01, 2010 |
SAIF Insured | No |
State Chartered | Yes |
Net Income | $11,113 |
FDIC Region | 5 |
FDIC Supervisory Region | Atlanta |
Federal Reserve District | Atlanta |
FDIC Field Office | Tampa |
Primary Regulator | FDIC |
FDIC Certificate | 21031 |
Return on Assets – YTD | 095% |
Return on Equity – YTD | 13.33% |
Annual Interest Income | $73.0MM |
What About Its Health Grade Component?
Health Grade Component is not a cup of tea for everyone. It’s not only important for the bank but also very much crucial for the clients as well.
We’ve collected information about some most important financial parameters. Let’s check them all from below.
Particulars | Q4 2021 | Q4 2020 |
Assets | $3.23B | $2.70B |
Loans | $1.44B | $1.49B |
Deposits | $2.89B | $2.36B |
Equity Capital | $235.5MM | $193.3MM |
Loan Loss Allowance | $24.8 | $26.0MM |
Unbacked Noncurrent Loans | $1.8MM | $3.6MM |
Real Estate Owned | $0 | $0 |
What Types of Financial Product You Can Have?
Bank of Tampa offers a wide range of products. Undoubtedly, all these products are very much needed to keep our financial dream on track. Here is the list of their financial products.
Personal Banking:
Deposit Solution:
- Personal Checking Account
- Senior Checking Account
- Minaret Savings Account
- IRA Savings Account
- Minaret Diamond Relationship
Credit Solutions:
- Credit Cards
- Lines of Credit & Loans
Residential Mortgage:
- Construction Loans
- Refinance
Online & Mobile Banking:
Commercial Banking:
Deposit Solution:
Debit & Credit Card Services:
- Visa Business Debit Card
- Visa Commercial Credit Card
Commercial Banking Accounts:
- Small Business Checking Account
- Commercial Checking Account
- Commercial Interest Checking Account
- Money Market Account
- Certificate of Deposit Account
- Simplified Employee Pension Account
Credit Solutions:
- Credit Cards
- Lines of Credit & Loans
- Equipment Finance & Leasing
Middle Market:
- Commercial Lines and Loans
- Letter of Credit
- Derivative Products
- Purchasing Cards
- Payroll Cards
- Fraud Protection Service
Commercial Real Estate:
- Construction and Acquisition Financing
- Mini-Perm Financing
- Permanent Financing for Income Producing Properties
- Rehabilitation and Responding
- Construction Loans for Commercial Properties
- Construction Lines for Builders
SBA Financing:
SBA 7 (a) Program:
- Debt Refinancing
- Working Capital
- Machinery and Equipment Purchase
- Leasehold Improvements
- Construction Financing
- Land and Building Purchase
- Business Acquisition/ Partner Buyout
SBA 504 Program:
- Land and Building Purchase
- New Construction
- Facility Renovation or Expansion
- Equipment Purchase
Treasury Services:
- ACH Services including Business-to-Business Payments and Direct Deposit Payroll
- Wire Transfer Funds
- Positive Pay
- ACH Block/ Filtering
- Lockbox Services
- Remote Deposit Capture
- Commercial Credit Cards, Payroll Cards, Purchasing Cards, Fleet Cards
- Merchant Services
Payable Management:
- Automatic Clearing House (Business to Business Payment, Direct Deposit Payroll, Electronic Direct Debit, Cash Concentration, and Disbursement)
- Positive Pay
- Wire Transfer Service
What About Their Opening Hours?
Most of the community banks follow the same schedule for banking hours. Bank of Tampa is following the same trend. You can fan their operating hours from below.
Days | Remarks |
Sunday | Closed |
Monday | 8:30 AM-5 PM |
Tuesday | 8:30 AM-5 PM |
Wednesday | 8:30 AM-5 PM |
Thursday | 8:30 AM-5 PM |
Friday | 8:30-5 PM |
Saturday | Closed |

How Much Do You Know About Mobile Banking?
Mobile Banking is not just a facility for better banking it also makes life super easy. This bank knows why mobile banking is important for the people of the community.
They introduced a mobile application to do daily banking through mobile. Now, people can pay bills, make transactions, show statements and control their financial situation through mobile banking.
It’s very convenient and secure. What can a person do through the mobile banking app? Let’s check them all from below.
- Checking account balance
- View transaction
- Transfer money between accounts
- Deposit checks by snapping a picture.
- Monitor deposit history through the app

Conclusion:
Undoubtedly, Bank of Tampa is one of the best regional banks and offers a wide range of products and services.
Because of their services and strategy, they are growing faster and now it’s one of the largest banks in the United States of America.
To make the daily banking experience much better and smoother, the management team continues their contribution to developing the services. Choosing the service now is fun for the people who love banking with no time.
Just locate their nearest branch and get what you need to meet your financial needs. To get different beneficial types under a single shed, this bank could be your ultimate choice.