A cease and desist letter is a warning to the reciepent.

A Cease and Desist Letter Breakdown

The phrase "cease and desist" is intimidating. These words demand a response and action from the recipient. There are a few ways to react if you receive a letter with those ominous...
Quantitative Easing has been effective in sailing the U.S. through the recession

How Quantitative Easing Works and How It Affects You

The Corona virus pandemic has been an adverse shock to the economy. Employment and businesses have been hit hard. Thus, the Federal Reserve has adopted zero-rate lending for financial institutions. It has...

A Helpful Credit Karma Review

It is important to know your credit score. Knowing it helps you plan and stay on track with your financial goals. A Credit Karma review is essential to deciding the site's trustworthiness....
The more organized you are, the quicker closing day comes.

The Average Closing Time on a Property

You can almost hear the keys of your new home jingling in your hand. However, you will have to wait a bit before you unlock the door to your dream home. Fannie...

Everything to Know About Commodities

On an average day you might sip a cup of coffee, put on a cotton t-shirt, drive your car to work, eat a bowl of cornflakes and use coal to heat your...
The average down payment for a home in America is only 12%.

What Is the Average Down Payment For a Home?

A down payment on a home is less than you think. The thought of saving for a down payment on a home is an overwhelming thought. There are many...
Baby boomers are the wealthiest generation.

Baby Boomers, the Wealthiest Generation

Baby Boomers have a high net worth but little retirement savings. A whooping 76 million babies were born after World War II, between the years of 1946-1964.These Americans are...
communism

Why Americans Fear Communism

Communism is a philosophical, social, political and economic ideology. Communism's ultimate goal is to establish a communist society. A communist society does not have social classes. Members of a communist society do...

What Is The Difference Between Gross Income and Adjusted Gross Income?

While filing tax returns, the two most important parts of your calculation are gross income and adjusted gross income. Let's discuss in detail the two. Gross Income

Successfully Negotiate a Signing Bonus

Congratulations! You’ve nabbed your first professional job that comes with a potential signing bonus. Before you try to negotiate for your signing bonus, there are some key points you need to keep...

How Do Banks Make Money with Negative Interest Rates?

When banks can't lend at higher interest rate and earn, they offer negative interest rate and pay individuals to borrow from them. What does negative interest rate mean?
apply for a direct unsubsidized loan to finance your studies during this pandemic

Are You Eligible for a Direct Unsubsidized Loan?

If you're facing income slashing due to the Corona Virus pandemic, keeping up with your bills may become increasingly challenging. After exhausting resources like gift aids and scholarships, you should always consider...