Model of house and keys

What Are Mortgage Discount Points and Are They Worth It?

The mortgage discount points are a part of a borrower’s mortgage interest which they choose to pay upfront. When this part of the interest is paid upfront, the borrower can enjoy a...

How to Buy a House with Bad Credit In 2020

Many reasons might render your credit rating low. Problems such as less paying jobs and expensive medical bills can be some of the areas you have defaulted on a loan.  A lot...
It can be risky in futures trading. Always evaluate your risk tolerance before investing.

The Pros and Cons of Futures Trading (Things You Need to Know Before You...

Futures contracts dictate the quantity of the prime asset.  They’re structured to sustain trading on a futures exchange. Selling a contract is equivalent to shorting a stock in the stock market. Buying...

What is The Difference Between Gross Profit and Gross Margin?

Often, people use gross margin and gross profit interchangeably, which is a mistake. They both measure similar metrics using a company’s income statement. However, they show profitability differently. Gross margin involves a...
Sunk cost should be considered in your budget personal and business budget.

What Are The Benefits of a Traditional IRA?

A traditional IRA is an account that allows you to save for your retirement. It is in addition to the employer-sponsored retirement account and is an account you hold individually. A contribution...

A Helpful Credit Karma Review

It is important to know your credit score. Knowing it helps you plan and stay on track with your financial goals. A Credit Karma review is essential to deciding the site's trustworthiness....
A real estate investment in a tall mirror facade building

How to Invest In Real Estate? A Simple Guide for New Investors

Investing is inherently risky. Real estate investing is no exemption. Not long ago did we experience the subprime mortgage crisis. It largely contributed to the U.S recession between December 2007- June 2009....
what comes to yourmind after receiving chapter 11 bankruptcy notice from your employer?

How Does Chapter 11 Bankruptcy Affect Employees?

Chapter 11 bankruptcy filing is the most recent discussion in one of Wall Street Journal’s longest running investment disaster stories. Some of the notable names in corporate America are at the risk...
Weighted Average Cost of Capital

What are the Economies of Scale? (With Examples)

Economies of scale happen when an enterprise profits for the capacity of its operations. As a business grows, it gains from several efficiencies and synergies. In a nutshell, a higher output leads...
Employer and employee in the office

Which One is Better for You – Roth 401k Or 401k?

There are two types of 401(k) and they have certain similarities and some significant differences. In order to maximize your retirement savings, it is important to understand the difference between the two...
Elderly woman with a credit card

The Pros and Cons of Irrevocable Trust

You can choose to create a trust in place of writing a will for your assets. When you create a trust, the beneficiaries might be able to skip the entire process of...
Stethoscope on table

What Are Medicare Eligibility, Age, Qualifications, And Requirements

A lot of people believe that Medicare is only for those who are close to their retirement. It is true to some extent, but the program covers more than only those who...