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Which One is Better for You – Roth 401k Or 401k?

There are two types of 401(k) and they have certain similarities and some significant differences. In order to maximize your retirement savings, it is important to understand the difference between the two...
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The Pros and Cons of Irrevocable Trust

You can choose to create a trust in place of writing a will for your assets. When you create a trust, the beneficiaries might be able to skip the entire process of...
Stethoscope on table

What Are Medicare Eligibility, Age, Qualifications, And Requirements

A lot of people believe that Medicare is only for those who are close to their retirement. It is true to some extent, but the program covers more than only those who...
The average down payment for a home in America is only 12%.

What Is the Average Down Payment For a Home?

A down payment on a home is less than you think. The thought of saving for a down payment on a home is an overwhelming thought. There are many...
Before taking a coronavirus hardship loan, there are a few things you need to put into consideration which we've discussed below

How To Decide If A Coronavirus Hardship Loan Will Help You Or Hurt You

Deciding if a coronavirus hardship loan will help you or hurt you can be a daunting task. Fortunately, this article will help you to arrive at the best decision that you won’t...

What to Do With Your Credit Card Travel Miles Now

In February, the Center for Disease Control (CDC) reported the largest outbreak of the coronavirus outside of China on the Diamond Princess cruise ship. Soon, reports of Americans contracting the virus after...
A put option is a contract which gives you the right to sell the shares of a security for a particular price at a particular time.

What is a Put Option and How to Trade Them

If the market is highly volatile you might need to reevaluate the strategies when you pick investments. Whenever you buy or hold any long stock positions in the market, it can generate...
Stock market movement

What Does It Mean to be in A Margin Call?

A margin call happens when the value of a margin account goes below the maintenance margin requirement of the account. It is a demand by a brokerage firm to bring the balance...

P/E Ratio and Its Benefits In Personal Finance

The price-to-earnings ratio (P/E Ratio) gives a valuation of a company's current share price relative to its earnings per share. Price multiple or earnings multiple are other names of P/E ratio. ...
Here are a few things to do if you are a victim of identity theft

How To Get An Attorney Involved If You Are A Victim Of Identity Theft

Have you suspected or learned that you are a victim of identity theft? And do you wish to get an attorney involved in your case? Well, this article shows you simple steps...
Here are a few things you can do if you or your loved ones has lost health insurance due to the Covid-19

What to Do If You’ve Lost Your Health Insurance Due to Unemployment?

Have you lost your health insurance due to unemployment? And are you wondering what to do? Don’t worry. This article offers the best options to take to ensure you receive your care.
Top tips to help you save money while shopping

Is Your Grocery Bill Going Up? 10 Ways to Save More While Shopping Now

The recent coronavirus pandemic has led to an increase in basic commodities such as meat and groceries such as meat, milk, and eggs. The Labor Department released some astonishing findings. There was...