There are proven ways to increase spousal security social benefits. We've discussed a few

How to Maximize Social Security with Spousal Benefits?

After working for several years and your golden days are approaching, you must be wondering how to utilize your benefits. While focusing on crucial aspects such as savings, you cannot underestimate the...

How to Buy a House with Bad Credit In 2020

Many reasons might render your credit rating low. Problems such as less paying jobs and expensive medical bills can be some of the areas you have defaulted on a loan.  A lot...
The process of Trust funding is different for different assets.

The Ultimate Guide to Trust Funding in the US.

An estate planning tool, a trust is a relationship that is created according to the guidance of an individual, called the trustor. This trust then directs people known as the trustees, to...
College Majors That Don't Pay As Well As You Think

College Majors That Don’t Pay As Well As You Think

College should be treated as an investment, not a mandatory milestone. Choosing the right major, having the right GPA, and networking with the right people will make all the difference in your earnings later...
The FDIC and What To Know About It

The FDIC and What To Know About It

Ever wondered what the acronym "FDIC" stands for? Anyone who banks with a federal savings bank or a community financial institution, has likely seen a placard in the lobby of a local branch...
20 Pieces of Traditional Advice That Could Easily Make You Poorer

20 Pieces of Traditional Advice That Could Easily Make You Poorer

When we grow up, we often hear our parents and grandparents give us advice on how to be successful. The advice they offer is given to us with hopes that we will take it,...
Filing out a checkbook is easy if you follow these simple steps

What Happens if you Miss the Deadline for Taxes?

Every US resident and non-resident is obliged to file returns. They should file before the set deadline for taxes,which varies from state. Many people, especially those not living in the US, forget...
10 New Investing Apps You Should Check Out

10 Top Investing Apps You Should Check Out

Gone are the days where you had to know a million different stats and have thousands of dollars stored in the bank to start investing. These days, a lot of the best...
Minimum Wage: The Basics

Minimum Wage: The Basics

In 1894, the people of New Zealand enacted the first minimum wage law in the world. This ruling covered all their citizens and industries, not just a few of them. Australia was the next...
Weighted Average Cost of Capital

What are the Economies of Scale? (With Examples)

Economies of scale happen when an enterprise profits for the capacity of its operations. As a business grows, it gains from several efficiencies and synergies. In a nutshell, a higher output leads...
The Ugly Secrets Student Loan Companies Don't Want You To Know

The Ugly Secrets Student Loan Companies Don’t Want You To Know

Ah, high school, we all remember those days. They were days when everyone had hope for the future. We were all bright-eyed, bushy-tailed students that had the constant advice of "go to college, get...
Housing Affordability Is Declining: What It Means For You

Housing Affordability Is Declining: What It Means For You

Over the past few days, there have been numerous headlines stating that housing affordability is in a serious free fall. Of course, you have to understand what that is in order to understand how...