More Investment Ideas for 2018

More Investment Ideas for 2018

For looking to invest a little or a lot in 2018, there are some ideas that are certainly worth researching further.Peer-to-Peer LendingPlatforms like Prosper and Lending Club have replaced bank financed loans with individual...
There are things you need to put into consideration before making the first investment

Everything You Need to Know Before Making Your First Investment

Making your first investment can be a daunting task because of the large risk involved. The history of the global financial crisis and market crash saw many investors lose their hard-earned cash...
There are different rates applicable for long term and short term capital gain

Understanding Capital Gains Tax Rates (Long-Term vs. Short-Term)

Whenever you sell your capital asset, it will result in a short term or long term capital gain. The tenure of holding of the asset will determine whether it is a short...
How to Set Up an Emergency Fund on a Budget

How to Set Up an Emergency Fund on a Budget

You can be the most careful, well-meaning person in the world and still have bad luck from time to time. You can be a safe driver and get hit by a car. You could...
College Majors That Pay Off

College Majors That Pay Off

If you are looking for a financially rewarding postgraduate career, then it generally pays to go into STEM fields. Engineering, science, math, technology, information systems, economics, business, and some management fields are commonly seen...
College Savings Accounts - Basic Info For Parents

College Savings Accounts – Basic Info For Parents

There are some people who argue that the college costs for some degree programs are beginning to outweigh their real-world usefulness and that parents don’t necessarily have an obligation to pay for additional schooling...
There are a lot of things to teach kids about finances from a young age

8 Smart Things You Need to Do to Financially to Ensure a Safe Future...

If you have kids or have prospects of getting them in the future, you have most likely started planning for your finances. While this is all good, it helps to teach them...
The Reason Why Pet Insurance Is A Must-Buy For Animal Lovers

The Reason Why Pet Insurance Is A Must-Buy For Animal Lovers

Americans spent approximately $15.9 billion in 2015 on vet care costs.When determining if pet insurance is the right choice, pet owners should have a look at multiple plans and their fine print to ensure...
Understanding the Retirement Jargon

Understanding the Retirement Jargon

Hopefully, you work for a company that allows you to contribute to a 401k or 403b. Unless you work for the government in some capacity, or you are a nurse or teacher, you probably...
A step-by-step guide on how to fill out a checkbook

The Step-by-Step Explanation on How to Fill Out a Checkbook

In a fast-developing commerce field, all you need is the most viable way of carrying out transactions. With many modes of transferring cash, the use of checks is not an exception. While...
Savings Hacks for New College Students

Savings Hacks for New College Students

College is expensive, yo.It keeps getting more expensive every single year, too. Thanks to the fact that administrators have $200,000 salaries and the fact that textbook companies have a monopoly on their wares, the...
A guide on how to do backdoor Roth IRA

Can You Do Backdoor Roth IRA Every Year?

Are you wondering if you can do backdoor Roth IRA every year? With this article, you’ll receive the right answer. It will also offer a step-by-step guide on how to convert from...