The Suncoast Credit Union is an institution that serves the greater Tampa Area. It was named as the best bank in Florida by Money in 2017. The Credit Union was established in the 1934 by a group of teaches that serve the local educational force. The institution then became a state charter where membership was open to anyone who worked, lived, worshiped, or attended schools in the 21 countries in southwestern Florida.
As a member, your options are regular banking products like a savings account, checking account, money market account, credit cards, auto loans, and mortgage loans. There are 64 unions and it partners with Publix grocery store ATMs and Co-Op networks to offer more than 3,000 free ATMs in the state.
You may not be able to find the right savings account interest rates with Suncoast Credit Union but you will find several deals on interest-bearing checking accounts with competitive rates on CDs. The benefit of checking accounts is that there is no monthly fee or a minimum balance requirement. These are the two factors that are always associated with checking accounts. Hence, if you are looking for an account that does not require a minimum balance, choose Suncoast Credit Union.
It also offers the advantages of a national bank right from credit cards to banking products, loans, mortgages, and more. The state-chartered institution is here to serve the financial needs of the residents in Southwestern Florida.
Why choose Suncoast
First and foremost, Suncoast Credit Union is not for profit. Here is why you should choose them:
- Enjoy rewards for yourself and the community,
- Low fixed interest rates,
- The interest rate is based on the credit score but it will not change in case of a missed payment.
- No annual fees.
- Zero hidden fees.
Steps to apply for Suncoast Credit Card online
Apply through online banking
You can apply for a credit card online using online banking. The application process is simple and hassle-free. You simply need to log in to SunNet and click on the Loan Center. The application process will begin instantly. You can compare the rates and fees online. You can apply for First Mortgage Loan and Consumer Loans including home equity, personal loan, credit card, and vehicle loan.
Apply on the App
It is possible to apply through the SunMobile App which is fast, convenient, and secure. You simply need to log in to the app using the Android or Apple device and click on Loan Center to begin with the application. It is possible to apply for a personal loan, vehicle loan, or a credit card. You need to fill in the necessary details to complete the loan application.
Apply in Person
If you are not comfortable applying online, you can apply in person at the service center. You do not need an appointment and the member advocates will walk you through the application. You can also download the form and fill it in advance for quick service. Suncoast Credit Union has 64 branches.
The credit cards have lower fees and better interest rates, making them a preferred choice of many.