wauchula state bank

Helping people of the community through different financial services and products is a great job and Wauchula State Bank is doing this job very well. 

From old to new customers, everyone appreciates their services. Because of the local presence, this bank easily reaches mass people of the community and announces what they’ve got for everyone. Their bank executive says their team is the best in the community banking sector.

This team can ensure the best service for their checking accounts, savings accounts, borrowing, treasury management, and wealth management as well. It draws our full attention for many reasons. We’ve discussed it.

Picture: Wauchula State Bank
Picture: Wauchula State Bank

What is Wauchula State Bank?

Community banks are a way to reach financial goals. These types of organizations have different types of financial services and products for the people.

Such products are best for money management. The Wauchula State Bank is one of these banks that is also good at offering financial services. They have a mission and vision to become one of the successful community banks in US community banking history.

It was founded in 1929 and its headquarters is in Wauchula, Florida. Now, they are managing assets totaling $656 million and deposits totaling $581 million.

This medium-sized bank is the best in in-person services. To make service and products more flexible and accessible, this bank introduced online and mobile banking.

Through their online and mobile banking, it’s easy to take control of different services like savings accounts, checking accounts, money market accounts, CDs, IRAs, and mortgage products. Even their product ensures high returns and low maintenance charges.

Picture: Go online and explore your desired service
Picture: Go online and explore your desired service

What are its Financial Strength and Policies for Banking Activities?

With financial strength and better policies for the consumers as well as other services, a community bank can make a solid future in the banking sector.

Consumers always want to make their investments secure. Even the terms for the product should be flexible. Here all financial parameters are given below.

Company Size51 –200 employees
HeadquartersWauchula, FL
TypePrivately Held
Date Established1929
SpecialtiesPersonal Banking, Convenience Banking, Commercial Banking Services, and Wealth Management
Revenue$25 to $50 million (USD)
Phone(863) 773-4151
Operating StatusActive
Company TypesFor-Profit
FDIC InsuredYes
FDIC Certificate# 8021
Capital$97.91 million

What Types of Product Wauchula State Bank is offering?

Banking with a community bank is not the last thing unless a consumer gets the perfect product to meet financial goals. Every type of product is created for achieving different purposes.

Even consumers have different purposes. That’s why a variety of products are important for both consumers and banks.

We’ve collected the list of all products of this Bank. If you are interested to know about those products then check below.

Personal Banking:

  • Banking
  • Borrowing
  • Online and Mobile Banking

Business Banking:

  • Banking
  • Borrowing
  • Treasury Management
  • Money Service Businesses

Wealth Management:

  • Wealth Management Services

Financial Resources:

  • Blog
  • Calculators
  • Support
  • Resources
Picture: Mobile app
Picture: Mobile app

Is the Rate of All Products of Wauchula State Bank Fair Enough?

Product rates are very much related to product and consumer satisfaction. If they don’t get the expected return and low charges, then the product could be a disaster for the bank.

Few banks offer the best financial service and products along with the services but they don’t have flexible terms for that.

We made a chart for the terms, rates, and minimum balances for APY. Have a glance at them.

ProductCurrent Terms and RatesMinimum Balance for APY
Savings Account0.1% APY$1
Checking Account0.05% APY$1500
Certificates of Deposit12 Months: 0.75% APY 24 Months: 1.26% APY 36 Months: 1.76% APY 60 Months: 1.82% APY$1000 for all terms

To achieve higher returns from this bank, you might take a deep look at the chart. Different type’s products come at a different rates.

To manage your money, savings accounts, checking accounts, certificates of deposit are popular products that also offer fair rates. Without comparison, it’s hard to realize how good the rate is.

Notable RatesAPYVs. Others
1 Year CD0.30%0.85%
2 Year CD0.35%0.80%
5 Year CD0.70%1.30%
30 Year MortgageN/A2.72%
15 Year MortgageN/A2.36%
Picture: National Average vs. Wauchula State
Picture: National Average vs. Wauchula State

Branch Location of Wauchula State Bank:

This bank opens its branches in different locations. We’ve mentioned all these branches and their address below.

Interlake Boulevard BranchInterlake Boulevard At Main Street, Lake Placid, FL 33852
Sebring Branch3900 U.S. Highway 27 North, Sebring, FL 33870
Zolfo Springs Branch301 Highway 17 North, Zolfo Springs, FL 33890
Bowling Green Branch200 North Oak Avenue, Bowling Green, FL 33834
Sebring Branch1385 U.S. Highway 27 South, Sebring, FL 33870
Wauchula State Bank106 East Main Street, Wauchula, FL 33873
Winter Haven Central Park347 W Central Avenue, Ste 1, Winter Haven, FL 33881


How do I sign up for online banking?

Go to their website and find out the “Register” option. After clicking on it, it follows the instructions for signing up online.

Is it possible to transfer funds from one bank to another bank?

Through mobile and online banking, a consumer can easily transfer funds from one bank to another external account. So, it is possible to do that.

How do I set up an external account?

First, log in your ID through online banking and go to the “Settings” option. Now select “Accounts” then select “Link an External Account”. Follow the instructions and provide the necessary information to add an external account.

Is Mobile Banking and Online Banking Available for Business?

Yes, both mobile and online banking is available for business organizations.  Master users and sub-users can use it.

Is Online Banking and Mobile Banking Secure?

To utilize the best practice, this bank is using HTTPS, 128-bit SSL encryption, one-time password, timed out option, and many more.


To achieve the best result, Wauchula State Bank gives attention to their customer as well as service and product. This locally managed, family-owned community bank remains strong all the time in the terms of commitment and banking services.

This is the best thing people love about this bank. Their goal is to provide the most effective and unique banking service that makes them different from other community banks. That’s why this has become one of the “recommended banks” in the community.

A better banking experience is always a desire for people. Under a single roof, it is now possible to get such experience. This bank is here to make this superb banking experience a tradition.

Previous articleDoes Northrim Bank Operate Outside of Alaska
Next articleWhere Is The Closest Blackhawk Bank and Trust To My Location?


Please enter your comment!
Please enter your name here

This site uses Akismet to reduce spam. Learn how your comment data is processed.